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PNB MetLife turns into the primary ever Life Insurance coverage supplier to launch Dental Care Plan with dental OPD advantages
Revealed on Might 16, 2022
New Delhi : With buyer centricity because the cornerstone for all innovation at PNB MetLife India Insurance coverage Co., Ltd., (PNB MetLife), the main life insurer at the moment launched the PNB MetLife Dental Care Plan, a novel plan to handle the rising wants of the shopper of at the moment.
That is the primary insurance coverage plan in India that covers fixed-benefit outpatient bills and gives monetary help with prices associated to general dental well being. This launch reinforces PNB MetLife management within the business with this one-of-a-kind, standalone, dental medical health insurance plan that covers main dental procedures with out the hassles of hospitalization.
Knowledge from Allied Market Analysis signifies that the Indian dental insurance coverage business could be price USD 3.65 billion by 2030. In line with the Indian Nationwide Oral Well being Survey, 90% of adults have oral well being points and most dental visits are for remedy of dental issues comparable to gum an infection, decay, tooth loss, loosening of enamel, and vital dental an infection and vascular harm. A number of research have even linked dental well being to some continual problems comparable to diabetes and stroke.
PNB MetLife’s new Dental Care Plan will assist prospects handle their dental well being and guarantee they don’t have to dive into their financial savings or scale back their important spending as a way to make house for dental remedy.
To offer comfort to its prospects, PNB MetLife has tied up with greater than 340+ dental clinics, together with Clove Dental and Sabka Dentist, two of India’s largest dental clinic chains with clinics throughout key cities in India, the place policyholders can benefit from the full worth of their advantages.
Commenting on the launch, Ashish Kumar Srivastava, MD & CEO, PNB MetLife, stated, “Dental remedy is pricey as a result of requisite ability, specialised infrastructure, and influence of inflation. Folks spend some huge cash and pay out of their very own pockets for dental procedures. Aligned to the ‘Circle of Life’ ethos, we, at PNB MetLife, purpose to fulfill the completely different monetary wants of our prospects and PNB MetLife Dental Care is a step in direction of the best route.”
Key highlights of the dental care plan:
- Modern product, backed by the worldwide dental management of MetLife Inc.
- Entry to insurance coverage with out having to face the hassles of in a single day hospitalization
- Mounted advantages starting from INR 350 to INR 7500 per process and a sum assured of as much as INR 50,000
- Expansive community of dental service suppliers, and a tie up with Clove Dental
- Cashless facility and simplified claims course of
- Tax profit exceptions underneath Sec 80D
- Pays fastened advantages for the precise outpatient and unintentional dental procedures
This plan enhances any present medical health insurance plan available in the market, comparable to Mediclaim or Essential Sickness, by which the dental advantages are both uninsured or paid after minimal hospitalization of 24 hours.
Backed by the monetary power and dental insurance coverage experience of MetLife Inc., a number one international life insurance coverage supplier, and the credibility and attain of Punjab Nationwide Financial institution, India’s second largest public sector financial institution, PNB MetLife has set its sights on turning into India’s most most popular dental insurance coverage supplier with this modern and customer-focused dental plan.