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Practically 14% households in J&Ok lined by medical insurance plan

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Srinagar, Could 16: Practically 14 p.c households in J&Ok have a minimum of one particular person lined by a medical insurance plan or well being scheme, primarily based on the not too long ago launched Nationwide Household Well being Survey-5 (NFHS-5).

The fifth version of the survey, the knowledge of which pertains to 2019-21, exhibits a considerable enchancment in medical insurance protection throughout the nation.

In J&Ok, 10.9 p.c of males are lined by any well being scheme or medical insurance and solely 2.3 girls are lined.

In accordance with the report 41 per cent of households in India have a minimum of one particular person lined by a medical insurance plan or well being scheme. In 2015-16, simply 29 per cent households had a minimum of one member lined below medical insurance or well being scheme.

The schemes below which these households had been being lined below insurance coverage schemes embrace Worker state insurance coverage scheme (ESIS) , Central authorities well being scheme (CGHS), State medical insurance scheme , Rashtriya Swasthya Bima Yojana (RSBY), Group medical insurance program and others.

Apart from this, Jammu and Kashmir administration has stored Rs 1,484.72 crore for Well being and Medical Schooling sector within the Funds 2022-23 for accessible, inexpensive, and high quality healthcare amenities for its folks.

The UT is concurrently working well being Melas, well being schemes, constructing medical infrastructure, digitization of well being information, collaborating with eminent teachers for medical analysis, and efficiently working the world’s largest medical insurance scheme absolutely financed by the federal government.

Prime Minister Modi launched the Ayushman Bharat-SEHAT scheme in December 2020 below which just about 1,000 sufferers apply free of charge IPD (Inpatient Division Care) remedy in J&Ok. Beneficiaries are given “gold playing cards” – the medical insurance playing cards that may be proven at medical facilities free of charge remedy. 60 lakh playing cards have been issued up to now and 16.36 lakh households have a minimum of one member registered with SEHAT.

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The scheme gives common well being cowl of Rs 5 lakh a household yearly at empaneled private and non-private hospitals. An quantity of Rs 1.7 crore is spent each day by the federal government for disbursing the medical payments of the residents.

Until February finish of this 12 months, over 16 lakh households had been issued Golden Playing cards below the Ayushman Bharat scheme that has remodeled the healthcare amenities for residents of the union territory.

Officers mentioned 16.38 lakh households have been lined below the Ayushman Bharat scheme.


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